Neonic.org

While the magnitude of the current financial crisis remains uncertain, one thing seems clear: The party is over. The era of easy credit and blithe overspending is drawing to a grisly close. And not just for Wall Street BSDs. After years of being goaded toward ever greater heights of consumerism, average Americans are finally feeling pressure to buckle down, spend less, save more, and prepare for lean times ahead.

[more ...]

More: continued here